• What to consider when buying a used car

    Posted on July 28th, 2015 admin No comments

    Buying a used car can be a cost-effective alternative if you can’t afford a brand new vehicle. However, there are a number of factors that you will want to consider before you make a purchase. Here are three tips when buying a used car.

    Budget

    Decide how much you want to spend on a used car, and try to stick to your budget as closely as you can. You will want to check car tax rates, and get an insurance quote before you commit. Other things you might want to consider include the cost of any additional work that will need to be done to the car, especially if the vehicle is in a bad state of repair. Making modifications to the car can significantly increase your budget, so always plan ahead.

    Use a loan comparison website

    If you are looking to obtain a loan in order to finance the car, use a comparison website. Here you will be able to compare loans from various lenders, providing you with all the information you need when purchasing a used car. Once you have decided on one or two lenders that you are interested in, contact a customer representative from each company for a more detailed quote.

    checking under the hoodAsk about the history of the car

    In order to choose a used car that’s right for you, you will need to find out more about the history of the vehicle. Remember – if the car is wet when you go to view it, you won’t be able to inspect it properly. This is because water can hide bumps, dents, scratches, and other damage on the body of the vehicle. Always take a look at a used car during the daylight, and find out more about the service history. Ask to see records of previous services, as well as bills for repair work and additional parts. When deciding whether to purchase the car, ask yourself whether there is a persistent fault with the vehicle that will cost you a considerable amount to fix properly. You will also want to view MOT certificates from the previous few years to give you a better understanding of any faults the car has previously had.

  • What You Need to Know About Using Your Cellphone While Driving

    Posted on June 7th, 2015 admin No comments

    Using a cell phone behind the wheel is risky business. Staying in touch with friends, family, and co-workers is an essential part of modern life, but while out on the road, it’s better to keep the cell phone away. Before your hand jumps to answer that call or text message, please consider some of the information below.

    cellphones and driving

    Dangers of Cell Phone Use

    Cellphones are a huge source of distraction for people, and statistics show they often a hinder our ability to remain in control while driving:

    • Texting while driving is 6x more likely to cause an accident than drunk driving
    • 330,000 injuries are caused each year from texting while driving
    • 1 in 4 road accidents are caused by texting while driving
    • Texting is the most dangerous phone-related activity – it causes a 400% increase in time spent looking away from the road
    • 21% of fatal road accidents involving teens were caused by cell phone distraction

    The Law

    Be sure to check out the law in your jurisdiction, as prohibitions for cell phone use vary from state to state. The majority of states ban all cell phone use for new drivers, bus drivers, and those under 18. 14 states ban all hand-held cell phone use by drivers, and a total of 46 States completely ban texting.

    Hands-Free

    The best solution to using your cell phone, besides not using it at all, is to use a hands-free device. Hands-free devices can be purchased for you car, and some new cars even allow you to talk through your car stereo via Bluetooth.

    Be warned however, hands-free carries its own risks and is by no means a guarantee of safety. Research[3] has shown that the mental resources required to drive and use hands-free can still cause distraction and increase your chances of having an accident. Remember, multi-tasking and driving do not mix.